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Savings Accounts

CERTIFICATES OF DEPOSIT

  • $500.00 Minimum deposit on terms of 1 year and above.
  • $2500.00 Minimum deposit on terms of less than 1 year.
  • Competitive rates
  • Simple interest paid monthly, quarterly, semi-annually, annually or at maturity
  • Automatic Renewal
  • Terms from one month to five years
  • Penalty for early withdrawal
  • Call or come by to learn more about the rates and terms  offered

PASSBOOK SAVINGS ACCOUNT

  • $100.00 Deposit to open the account
  • Five withdrawals per calendar quarter without a fee.  $1.00 per withdrawal for each subsequent withdrawal.
  • Unlimited deposits and withdrawals allowed from the account in person at the bank.
  • No preauthorized drafts or ACH debits transactions are permitted on this account.
  • Interest is compounded quarterly

CHRISTMAS CLUB

  • $25.00 Deposit to open the account
  • Interest is paid at maturity
  • Customer receives check in early November, in time for Christmas shopping
  • Early withdrawal penalty of $10.00 per withdrawal.

INDIVIDUAL RETIREMENT ACCOUNT

  • Traditional and Roth IRA’s are available.
  • $100.00 Deposit to open the account
  • Interest is compounded quarterly.
  • Interest rate is subject to change quarterly
  • No fees are charged to maintain the account
  • Early withdrawal penalty on deposits not in the account  for at least eighteen months
  • Annual statements produced at year-end

PRENEED BURIAL ACCOUNT

  • Interest is compounded quarterly
  • No fees are charged to maintain the account
  • Call Tammy Haywood for more details at 731-648-5506
   
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